Adyen Payout API
Adyen Payout API
Adyen Payouts API moves funds from a merchant account out to external bank accounts or cards — supports multiple local clearing rails.
Multiple local clearing rails (SEPA, Faster Payments, ACH, SWIFT)
Card payout not supported by all issuing banks
POST /pal/servlet/Payout/v68/storeDetailAndSubmitThirdParty to submit a payout — specify recipient account + amount + currency.
Uptime · 30-day window
About this API
Payouts API is Adyen's general-purpose outbound payment tool. Unlike Balance Platform's Transfers API (internal to Balance Platform customers), Payouts is more general — accessible to regular merchant customers. Common use cases: refund to original card (card payout), periodic disbursements to customers/partners, or "instant disbursement" scenarios in insurance/lending. Technically, Adyen selects the right clearing rail (SEPA Instant for EUR, Faster Payments for GBP, ACH for USD, Wire/SWIFT for urgent) — you don't worry about the underlying differences. Card payout is a particularly interesting capability — push money to Visa/Mastercard cards (via Visa Direct or Mastercard Send), arriving within minutes — especially attractive for gig-economy platforms.
What you can build
- 1Periodic marketplace seller payouts
- 2Instant insurance claim disbursement
- 3Refund to original card (card payout)
- 4Employee/contractor wage payments
Strengths & limitations
Strengths
- Multiple local clearing rails (SEPA, Faster Payments, ACH, SWIFT)
- Card payout support (Visa Direct, Mastercard Send)
- Multi-currency settlement
Limitations
- Card payout not supported by all issuing banks
- Some country payouts limited by local compliance
Example request
curl https://www.adyen.help/hc/en-us/community/topics/<endpoint>Getting started
POST /pal/servlet/Payout/v68/storeDetailAndSubmitThirdParty to submit a payout — specify recipient account + amount + currency.
FAQ
How does card payout work?+
Via Visa Direct / Mastercard Send push-to-card networks. Requires issuer participation — coverage is not 100%.
Where do funds go on payout failure?+
Returned to the merchant account; webhook delivers the failure reason (account error, recipient rejection, compliance block, etc.).
Technical details
- Auth type
- unknown
- Pricing
- unknown
- Protocols
- REST
- SDKs
- java, python, javascript, php, csharp
- Response time
- 175 ms
- Last health check
- 5/12/2026, 7:36:31 AM
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